Put aside for tax
£63.00 a week
£251.98 a month · £3,023.80 for 2026/27
Real hourly rate
£15.34
Apps pay £20.00/hr
Take-home
£23,003
After costs & tax
Where your £30,000 goes
- App earnings£30,000.00
- Fuel−£1,272.91
- Insurance & repairsDelivery share only−£2,400.00
- Other work costs−£300.00
- Income Tax−£2,326.00
- Class 4 National Insurance−£697.80
- Take-home£23,003.29
Best way to claim your costs
You can use one of these, not a mix. A bigger claim means less tax.
HMRC mileage rateUsed£5,800.00
£1,000 trading allowance£1,000.00
Once you use the mileage rate for a vehicle you must keep using it for as long as you use that vehicle for work. Fuel, insurance and repairs can't be claimed as well.
Each app after costs and tax
| App | Take-home | Per hour |
|---|
| Deliveroo | £15,580.39 | £15.58 |
| Uber Eats | £7,422.91 | £14.85 |
Vehicle costs are split by each app's miles (or earnings if miles are missing); tax is split by earnings. Add hours to see the hourly rate.
Your January bill
Your bill is over £1,000, so HMRC will usually ask for payments on account. In the first year you'd pay about £4,535.70 by 31 January (this year's £3,023.80 plus £1,511.90 towards next year), then £1,511.90 by 31 July.
How we worked this out
- Earnings from the apps £30,000.00Deliveroo £20,000.00 + Uber Eats £10,000.00
- Fuel for delivery miles £1,272.9110000 miles ÷ 50 MPG × 4.54609 litres × 140p
- Insurance, maintenance and running costs (business share) £2,400.00£3,000.00 × 80% business use
- Deduction used: HMRC mileage rate £5,800.00First 10000 miles × 55p, then 25p a mile + other expenses £300.00
- Taxable profit £24,200.00£30,000.00 − £5,800.00, rounded down to the pound
- Income Tax on your profit £2,326.00£11,630.00 at 20%
- Class 4 National Insurance £697.806% of profit between £12,570.00 and £50,270.00, 2% above
- Total tax and National Insurance £3,023.80Income Tax + Class 4
- Take-home profit £23,003.29£30,000.00 − costs £3,972.91 − tax £3,023.80
Taxable profit £24,200.00 · Personal Allowance £12,570.00. How the calculator works.
55p was announced on 21 May 2026 with effect from 6 April 2026 and is to be legislated in the Taxation (Energy and Vehicles) Bill.
Not included: student loan, pension contributions, Child Benefit charge, savings income and losses. This is an estimate, not tax advice or an HMRC calculation.